Neo Delphi Gerona | CA ANZ Provisional Member & Bookkeeper

01 — About

A junior finance partner, not just a data-entry hire.

I'm a Business graduate and bookkeeper with hands-on experience leading finance projects for not-for-profit organisations — engaging finance teams and committees as primary stakeholders, and driving change through systems migrations and workflow redesign.

I currently provide pro bono bookkeeping for International Volunteers for Peace, delivering multi-month, multi-entity, multi-currency reconciliation, escalating prior-period errors to the committee, and presenting at committee meetings on compliance and policy. In parallel I advise the Darling Downs Environment Council on a MYOB Jobs migration across eight funded grant streams, redesigning spreadsheet workflows into a SaaS-centric model and producing formal grant-reporting recommendations.

My finance and supply-chain background from the University of Waikato Management School is where I pull ahead — I bring cross-functional awareness to how I analyse a set of books and report back to a supervisor, with the confidentiality, honesty, and attention to detail a finance team relies on.

I've also self-taught the Pyramid Principle and executive-communication frameworks, so I can break down complex financial topics into plain language for non-finance stakeholders — leading with the answer, supporting it cleanly, and respecting the reader's time. Outside of work I follow capital markets and personal investing, and spend my weekends camping or fishing.

Degree

BBus — Finance & Supply Chain

University

Waikato Management School

Membership

CA ANZ Provisional (ID 3238716)

Studying

CA Foundations · Cert IV

Location

Gosnells, Perth WA

Work Rights

Full · NZ Citizen SCV 444

02 — What I Offer

Services

From day-to-day transaction processing through to committee-ready reporting and platform migration — the full bookkeeping and accounts-support cycle.

📒

Full-Cycle Bookkeeping

Accounts payable and receivable, bank reconciliation, and multi-entity, multi-currency ledgers kept current and clean.

📊

Financial Reporting

Income statements, balance sheets, cash flow, and variance analysis prepared and presented for committees and management.

🔄

Systems Migration

Xero and MYOB migrations — chart-of-accounts mapping, data conversion, and workflow redesign with post-conversion validation.

🧾

GST Coding & Records

Accurate GST coding of transactions and clean, reconciled records — prepared to hand to your registered BAS or tax agent for lodgement.

🤝

Business & NFP Advisory

ACNC and DGR compliance, grant reporting, clearing-account design, and governance support for committees and boards.

⚙️

Excel Automation

Dynamic dashboards, PivotTables, PowerQuery, and validated models that turn raw entries into a sub-60-second review.

03 — Professional Experience

Where I've Done the Work

Real engagements with real stakeholders — finance teams, treasurers, and committees relying on accurate books and sound recommendations.

Finance Officer and Bookkeeping Support

Jun 2026 – Present

International Volunteers for Peace — Remote

Pro bono Xero bookkeeping across the full transaction-to-reporting cycle, engaging treasurer and committee on findings, controls, and policy.

Scoped and delivered a multi-month reconciliation across Farmers Market and Stripe accounts — membership, stall and donation receipts with PayPal/Stripe fee splits and inter-account transfers.
Identified a $285.89 subscription miscoded by a prior bookkeeper plus a recurring prior-year pattern; escalated to the committee with a corrective recommendation.
Built a chart-of-accounts reference for recurring transaction types and led correspondence to embed consistent coding practices going forward.
Presented at the June 2026 committee meeting on contractor-vs-employee classification, MOU requirements, ACNC compliance, and workcamp fee strategy.

Business Advisory

May 2026 – Present

Darling Downs Environment Council — Remote

Pro bono advisory leading systems and process change for a registered environmental NFP across 8+ funded grant streams, reporting at committee level.

Led MYOB Jobs migration planning across eight project streams, mapping legacy spreadsheet workflows and sequencing cutover for committee approval.
Identified a Gift Fund compliance gap during a workflow walkthrough and escalated to the committee with remediation steps.
Redesigned the Stripe payment workflow around a clearing-account model, replacing manual reconciliation with a repeatable MYOB process.
Delivered a six-page committee paper evaluating Calxa Premier with comparison tables, plus a dual-layer DETSI grant-reporting recommendation (MYOB source of truth + PowerQuery dashboard).

WIL Placement: Analyst

Nov 2023 – Feb 2024

Fisher & Paykel Healthcare — via University of Waikato

Independent industry placement: a semester-long financial analysis project with fortnightly milestone reporting and minimal supervisor oversight.

Managed the full project lifecycle independently with bi-weekly reporting to a supervisor.
Performed ratio analysis and disclosure benchmarking against industry comparators.
Produced an analytical dissertation supplemented with native Excel data analysis and visualisation.

Crew Member

Mar 2024 – Present

McDonald's — Canning Vale WA

A fast-paced, high-volume environment that builds the reliability and composure deadline-driven finance work demands.

Operated across multiple stations simultaneously during peak service, applying the same pace control and error-checking discipline as finance work.
Advanced from casual to part-time crew through dependable results, earning rotating shift-leadership delegation.

06 — Credentials

Education & Certifications

Education

Academic foundation and ongoing professional study.

Bachelor of Business — Finance & Supply ChainAug 2025

University of Waikato (AQF Lv. 7) · Triple Crown accredited

Financial modelling, investment analysis, and corporate finance — linking transaction-level data to cash flow, working capital, and profitability outcomes.

Certificate IV — Accounting & BookkeepingIn Progress

South Metropolitan TAFE (AQF Lv. 4)

Vocational units in computerised bookkeeping and payroll in Xero and MYOB, running alongside current IVP and DDEC engagements.

CA Foundations — Chartered Accountants ANZIn Progress

Remote

Enrolled in Tax and Business Law (AU); approved for Ethics and Sustainability and Risk, Technology and AI.

Certifications & Membership

Professional standing and platform credentials.

CA ANZ Provisional MembershipApr 2026

Chartered Accountants Australia & New Zealand · ID 3238716

Remaining subjects: Financial Reporting, Audit and Governance, Management Accounting.

Xero Certified Specialist (Level 3)May 2026

Xero Central

Fixed assets, tracked inventory, multi-currency, projects, expenses, advanced reporting, budget variance — plus Payroll and Migration specialist credentials.

MYOB Business CertificationApr 2026

MYOB

Full AR/AP, bank reconciliation, payroll, and reporting workflow.

Intuit Academy Professional BookkeeperMay 2026

Coursera / Intuit

Double-entry through financial statement preparation, COGS, and depreciation.

Driving Business Impact for Finance ProfessionalsMay 2026

LinkedIn Learning

Pyramid Principle, executive communication, and stakeholder influence.

08 — Sample Works

Excel Demo Company Pty Ltd

A full-cycle accounting demonstration built from scratch in Microsoft Excel. FY2026 H1 reporting period, AASB and ATO compliant. Each stage uses Excel formulas and features to make data entry dynamic, validated, and traceable.

01 / 15

Chart of Accounts (General Ledger)

Master COA mapping each account to its classification, normal balance, and financial statement destination — the single source of truth for all downstream journals and reporting.

Best practice: accounts grouped by type with a consistent numbering convention. Excel: Data Validation dropdowns sourced from this table prevent freeform account entry across all journals.

02 / 15

Chart of Accounts (Subsidiary Ledger)

Subsidiary COA for individual debtor and creditor accounts that feed into the control accounts on the general ledger — granular visibility without cluttering the main COA.

Best practice: subsidiary accounts reconcile to AR/AP control totals at period end. Excel: SUMIF validates subsidiary balances against control account totals.

03 / 15

General Journal

Primary book of original entry recording all non-specialised transactions in chronological order with full double-entry structure. Every entry includes a narration for audit-trail purposes.

Best practice: each entry balances and references a source document. Excel: Data Validation dropdowns restrict accounts to COA entries, IF formulas flag imbalanced entries, structured Tables auto-expand as entries grow.

04 / 15

Cash Payments Journal

Specialised journal recording all cash outflows — supplier payments, reimbursements, and GST-inclusive disbursements — separated from the general journal to reduce posting congestion.

Best practice: GST component automatically split from gross for accurate input-credit tracking. Excel: formulas calculate GST at 1/11th of gross, SUMIF aggregates totals by account for period-end posting.

05 / 15

Sales and Purchases Journals

Specialised journals capturing all credit sales and credit purchases separately from cash. Each entry records counterparty, invoice reference, GST treatment, and payment terms for aged AR/AP tracking.

Best practice: credit transactions separated from cash to support accurate aging. Excel: VLOOKUP pulls counterparty details from the subsidiary ledger, GST auto-calculated, conditional formatting highlights overdue invoices.

06 / 15

General Ledger

Account-level transaction history assembled from all journals using PivotTables. Each account displays debits, credits, and running balance with slicer-based filtering for instant drill-down.

Best practice: ledger balances reconcile to journal totals before trial balance extraction. Excel: PivotTable with Slicer for dynamic account selection, calculated field for net movement, automatic refresh on source update.

07 / 15

10-Column Worksheet

Unadjusted trial balance, adjustments, adjusted trial balance, income statement, and balance sheet columns side by side — a complete audit trail from raw balances to statement allocation in one view.

Best practice: all five paired columns must independently balance before statements are prepared. Excel: SUMIF pulls ledger balances, IF formulas route each account to the correct statement column by classification.

08 / 15

10-Column Worksheet (Formula View)

Behind-the-scenes view with hidden rows expanded, showing the formula logic that drives dynamic account classification and balance routing.

Best practice: transparent formula structure lets any reviewer trace calculations. Excel: nested IF and SUMIF automate routing, IFERROR handles blank accounts, balance-check rows validate each column pair.

09 / 15

Income Statement

Revenue through net profit for H1 FY2026 with gross-margin and operating-margin analysis, sourced directly from the income statement columns of the 10-column worksheet.

Best practice: revenue recognition aligned with AASB 15, expenses matched to period under accrual. Excel: SUMIF against the adjusted trial balance by classification, percentage formulas calculate margins at each profit level.

10 / 15

Balance Sheet

Assets equal Liabilities plus Equity as at 30 June 2026. Current/non-current classifications applied, fixed assets net of accumulated depreciation, with a built-in balance check.

Best practice: classified presentation per AASB 101. Excel: SUMIF lookups by classification, balance-check formula returns BALANCED or ERROR, conditional formatting flags discrepancies.

11 / 15

Cash Flow Statement

Indirect method reconciling operating profit to actual cash movement for H1 FY2026, with a reference guide explaining how asset, liability, and equity movements translate to cash flows.

Best practice: depreciation added back as a non-cash expense, working capital changes per AASB 107. Excel: cell references link to the balance sheet and income statement, change formulas compare opening to closing balances.

12 / 15

GST Worksheet (Demonstration)

An educational worksheet showing how Label 1A (GST on sales) and Label 1B (GST on purchases) reconcile from the adjusted trial balance to a net GST position. Built to demonstrate the underlying mechanics — not a lodgement service.

Best practice: GST figures reconcile to the GST accounts on the adjusted trial balance, not raw journals. Excel: sales and purchases divided by 11, subtraction for the net position.

13 / 15

Quarterly P&L Comparison

Q1 versus Q2 income statement with H1 YTD totals and explanatory notes for material variances — surfacing revenue decline, margin compression, or cost blowouts at a glance.

Best practice: variance notes explain the business reason, not just the number. Excel: SUMIFS with quarter criteria, variance formulas calculate dollar and percentage change.

14 / 15

Quarterly Dashboard (Financial Statements)

Interactive dashboard with a quarter selector that dynamically refreshes the income statement and balance sheet summary. Colour-coded variance indicators let an owner assess performance in under 60 seconds.

Best practice: consolidates key metrics for non-accounting stakeholders. Excel: Data Validation dropdown drives SUMPRODUCT and SUMIFS lookups, IFERROR handles missing periods, conditional formatting flags favourable/unfavourable variances.

15 / 15

Quarterly Dashboard (KPIs)

Working capital tracking with AR, AP, and inventory movement alongside a cash flow summary and current-ratio calculation — surfacing liquidity risks before they become cash flow problems.

Best practice: current ratio monitored per period to flag deteriorating liquidity early. Excel: SUMPRODUCT and SUMIFS pull opening and closing balances, conditional formatting highlights ratios below threshold.

09 — Where I'm Going

Goals Roadmap

The plan has always been straightforward: build the technical foundation first, then earn the credential that makes it official. Right now that means a bookkeeping or graduate accounting role, completing Cert IV on the job, and working through CA Foundations alongside real-world practice. Chartered Accountant is the destination — everything between here and there is the proof.

In Progress

Industry Breakthrough

Now

Secure a bookkeeping or graduate accounting role in Perth
Apply Xero, MYOB, and finance degree immediately
Build AP/AR, reconciliation, and payroll experience
Establish professional references and track record

Enrolling

On-Job Learning

Year 1 – 2

Complete Cert IV in Accounting and Bookkeeping
Structured as a traineeship alongside employment
Formalise skills with a nationally recognised qualification
South Metropolitan TAFE

Planned

Mentored Experience

Year 3 – 4

Study CA Foundations alongside full-time work
Financial Reporting, Audit and Governance, Management Accounting
Target completion within three years
Build an associate relationship with a trusted mentor

Goal

Chartered Accountant

Year 4+

Complete the CA ANZ Program with supervised experience
Finish CA modules and mentored practical experience
Qualify as a Chartered Accountant (CA)
Long-term: advisory, analysis, or public practice

Neo Delphi
Gerona

A junior finance partner, not just a data-entry hire.

Services

Full-Cycle Bookkeeping

Financial Reporting

Systems Migration

GST Coding & Records

Business & NFP Advisory

Excel Automation

Where I've Done the Work

Skills I Bring from Day One

Bookkeeping

Financial Analysis

Advisory & Comms

Technical Tools

Tools of the Trade

Education & Certifications

Forage Simulations

Manufacturing Analytics

Controls & Walkthrough Testing